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Avail Personal Loan up to 99 Lacs Starting from 9.99% p.a.

Get Personal Loan up to ₹99 Lacs

 

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Customers Served icon

10 Lacs+

Customers Served

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4.7/5

Google Reviews

Pincodes Serving icon

10,000+

Pincodes Serving

Loans Disbursed icon

2000 Cr+

Loans Disbursed

A personal loan is a sum of money that you require for various purposes. You can use this loan to pay for home renovation costs, wedding expenses, medical bills, or any other expenses.

Banks and NBFCs offer you a specific period to pay off the loan.

Fresh Personal Loan Features

The interest rate of a personal loan at LoansJagat starts from 9.99%. Review the features and benefits of a personal loan based on your salary, credit history, and other parameters.
Apply for a loan with LoansJagat and get up to 99 Lacs in your bank account. Complete digital process with minimal documentation.
A few other features of a Personal Loan are defined below:

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Compare & Apply from 20+ banks and NBFCs

attractive-rates

Lowest interest rates starting at 9.99%

fast-approval

Up to 72 months to pay back the loan

quick-disbursal

Quick Credit Disbursal

long-flexibility

Better Flexibility in Loan Repayment

online-process

100% Digital and Paperless Process

Who can Apply for Personal Loan?

salaried

You Should Earn a Salary

credit-score

A credit score above 700

age

Above 21 yrs and below 58 yrs

experience

Total work experience of at least 1 year

Required Documents for Personal Loan

Identity Proof

Identity Proof

Any of the following

  • CheckPassport
  • CheckVoter ID
  • CheckDriving License
  • CheckPAN Card (Mandatory)
  • CheckAadhaar Card (Mandatory)
Address Proof

Address Proof

Any of the following

  • CheckAadhaar Card
  • CheckPiped Gas Bill
  • CheckElectricity Bill
Other Docs

Other Docs

  • CheckSalary Slips (Last 3 months)
  • CheckSalary A/C Bank statement (Last 3 months)

Personal Loan Example

For example, Karan applied for a personal loan of INR 3 Lacs. The loan was sanctioned at an interest rate of 11.99%, with a processing fee of 2%, totalling ₹6,000. Karan had to repay this loan within 5 years. In such a case, his total EMI would be INR 6,672.

In total, he would repay 4,00,320 (i.e., 6,672 EMI/month for 60 months). Principal repayment of ₹3 lakhs along with interest repayment of Rs 1,00,032 over a 5-year payment tenure and APR of 11.99%

Repayment PeriodMinimum 1 year to Maximum 7 years
Annual Percentage Rate (APR)Minimum 9.99% to Maximum 17%
Processing Fees1% to 2%
Stamp Duty Charges₹ 500

Disclaimer : LoansJagat is a marketplace platform that connects users with its partnered banks and NBFCs. Loan approval and sanctioning decisions are made exclusively by the respective lender. A few of our Lending partners include Axis Finance, Tata Capital, Yes Bank, Bajaj Finserv, Poonawalla Fincorp, Aditya Birla Finance Limited, etc.

FAQs

All frequently asked questions related to Loan Consolidation

Office Location

Office Address

Registered :
5/2/8, First Floor, Geeta Colony, New Delhi - 110031

Corporate :
A12 and 13, First Floor, Office No 4, Sector 16, Noida, Uttar Pradesh - 201301

E-Mail :
support@loansjagat.com

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